How Can Workers’ Compensation Benefits Help You?

If you have been injured on the job, you have the right to compensation that will help you pay your bills and medical expenses. In some cases, this compensation will help you support your dependents while you are out of work. The workers’ compensation system is a no-fault system, which means that cases are generally settled in a timely manner after all of the facts have been evaluated.

Unlike long-term disability coverage, employees are entitled to workers’ compensation benefits under state law. Employers must carry insurance that will provide medical benefits as well as a large portion of that worker’s salary. Employees are covered regardless of whether they caused their own injury or somehow caused their own illness while employed. In exchange for essentially guaranteed benefits, an employee agrees that he or she will not file a lawsuit against the employer.

Under Massachusetts state law, you are eligible for temporary benefits that pay up to 60 percent of your average gross wages. These benefits start after you have been injured for up to six calendar days and can last for up to 156 weeks. If you are injured for 21 calendar days, you are entitled to compensation for the first five days that you were out.

If you think that you have been denied benefits or have had benefits withheld for any reason, you should contact an attorney immediately. Your legal representative can work with the state to make sure that you get full benefits under the law.


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