3 Basic Things to Know about Workers’ Compensation

The matter of workers’ compensation is important, whether you’re the employer or the employee. While this is guaranteed all throughout the country, certain nuances may vary depending on the state. If you are working in Massachusetts, here are three of the most important things you have to know about workers’ compensation.

  1. Who is considered an employee?

 

Generally, an employee is “every person in the service of another under any contract of hire, express or implied, oral or written.” Having a clear definition of what constitutes an employee is necessary so that it can be easily determined whether or not the employer is indeed obliged to provide the compensation.

 

  1. What is an employer’s responsibility in reporting injuries?

 

The employer must file a Form 101 (Employer’s First Report of Injury or Fatality Form) within seven calendar days, starting from the employee’s fifth day of disability. This is crucial as the processing for the compensation from the insurer will start only with the filing of Form 101. An employer who is found to not have workers’ compensation insurance may incur fines and penalties.

 

  1. Why should an employee seek legal consult?

 

Employers are mandated by law to provide workers’ compensation, but don’t expect it to be an easy task. To ensure that you receive the recompense due you, seek the help of a lawyer. You will need to fill up the required documents accurately, and to have someone to represent you in the proceedings.

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