Understanding Different Types Of Workers Comp Benefits

When you have been injured in a work related accident in Massachusetts, you should understand that there are different types of benefits that you can receive. The type of benefits you receive are based on the severity of the injury and your ability, or inability, to work after the event.

Temporary Total Incapacity Benefits. These benefits are granted to employees that cannot immediately return to work after their injury. Benefits begin on the 6th day after the injury and are available for 156 weeks. Employees that are receiving benefits for more than 21 days will receive payment for the initial five days. Pay rate is at 60 percent of your gross pay.

Partial Incapacity Benefits. These benefits are paid to injured workers who have the ability to return to work after their injury but are required to work fewer hours or at a lower paying job. The rate for compensation is 75 percent of what you would have received for temporary total incapacity benefits, not your regular gross weekly pay.

Permanent and Total Incapacity Benefits. If your injury leaves you totally and permanently incapacitated, you will qualify for lifetime disability benefits at a rate of two-thirds of your average wage for the previous year.

Medical Benefits. All employees that are injured at work and file a claim for benefits are entitled to receive adequate care for their injury. These benefits apply for as long as it takes for you to make a recovery from the injury or illness.

To protect your rights as an injury victim, speak to an attorney about your workers compensation benefits.

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