Massachusetts is one of the states that requires workers’ compensation insurance for employees. Although this is a common knowledge, not many employees, however, are aware of how to file a benefit claim.Read More »
Although most people relate injuries with various forms of physical damage, such is not always the case. In fact, personal injury can be psychological in nature. Because of the nature of most personal injuries, a tort usually takes place.
Have you sustained injuries because of the negligence of a commercial truck driver? If so, you will have to prove that the driver’s negligence caused the accident – and the injuries you sustained – in order to win a damages award at court. If you want to know if you have a valid claim, a personal injury lawyer in Massachusetts, or in whichever state the accident took place, can help.
About Commercial Trucking Accidents
Unfortunately, accidents involving commercial trucks are a frequent occurrence in the United States. In 2012 there were more than 3,000 fatalities due to trucking accidents. What is especially tragic about these accidents is that they are usually preventable. There is ample evidence that a number of preventable factors come into play in all too many commercial trucking accidents.
If you are injured while working at your job in Massachusetts, it is important to know what your rights are. You may be entitled to workers compensation depending on the situation.
To be eligible for workers’ compensation benefits, you must show that you have an illness or injury that arises out of and in the course of your employment. In most instances, this fairly simple to do. A person injured at work while operating a forklift in his employer’s warehouse, for example, will have an injury that arose out of and in the course of his employment. But there are many times when the question is not so simple to answer. Workers compensation laws around this issue often become complicated questions of fact and law.
It is all too easy for people to live their day to day lives without considering the need for long term disability insurance. But a sudden accident or a difficult diagnosis can leave a person without the ability to earn a living. This is a potential problem for most people, because the average person in Massachusetts does not have enough savings to continue living the same quality of life as before a disabling event. If you need to take time off work due to an illness or injury, long term disability insurance can provide much needed income during a very difficult time. Additionally, long term disability may come into play once your short term disability benefits have ended.
Who Might Need Long Term Disability?
This is a good question. Statistically, one in three individuals becomes disabled for a period of more than 90 days at some time over the course of his life between age 35 and age 65.
A major aspect of workers’ compensation, long term disability and personal injury cases is the negotiation process between the two parties. This negotiation process often determines the amount of money that an insurer will pay to settle a claim or a case. Since the vast majority of personal injury and other kinds of cases end in settlement instead of a trial, the negotiation process is primary determiner of damages and is usually handled by skilled lawyers in Northampton, MA or anywhere else. The negotiation process can take a very long time, sometimes years, depending upon many factors, including the willingness of the plaintiff to hold his ground until he or she gets a reasonable offer of settlement.
One of the most common causes of confusion when it comes to claiming for long term disability benefits as well as when shopping for one are the terminologies being used. Without proper understanding, some of the beneficiaries feel that they are being taken for a ride. While a lawyer can help you understand policy wordings, it is still best if you already have a basic idea.