Long Term Disability Made Uncomplicated with Help from Professionals


It is all too easy for people to live their day to day lives without considering the need for long term disability insurance. But a sudden accident or a difficult diagnosis can leave a person without the ability to earn a living. This is a potential problem for most people, because the average person in Massachusetts does not have enough savings to continue living the same quality of life as before a disabling event. If you need to take time off work due to an illness or injury, long term disability insurance can provide much needed income during a very difficult time. Additionally, long term disability may come into play once your short term disability benefits have ended.

Who Might Need Long Term Disability?

This is a good question. Statistically, one in three individuals becomes disabled for a period of more than 90 days at some time over the course of his life between age 35 and age 65.
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