How a New Long Term Disability Claim Is Handled By an Adjudicator

When you need to apply for long term disability, the formal process takes some time, especially if the Massachusetts court adjudicators are backed up. While the process varies based upon your employer and medical situation, you can expect it to take up to 6 months. Your disability lawyer can help you understand the disability adjudication process and may be able to help you with any appeals or paperwork submissions that you need to do for your case.

Determination of Disability

The first task of a disability claim adjudicator is to determine whether or not you are completely disabled. The adjudicator is typically a physician or a team of nurses and physicians. The adjudicator may take into account your physical limitations and how they relate to the type of work you do.

Determination of the Benefit Period

The adjudicator must also determine the disability benefit period. In Massachusetts, most people can continue to receive long-term disability benefits until they reach the age of 62. After this, social security benefits take over the disability payments.

Determination of the Qualifying Period

Another task of a disability claims adjudicator is to determine the qualifying period for your disability. Most long-term disability claims require that you will be permanently and completely disabled for more than one year and that you are incapable of doing paid work. The adjudicator may consider time periods when you had a partial disability.

Know the Real Score about Long Term Disability Benefits

In case you would like to apply for long term disability benefits, know that there are stringent policies surrounding it, which you must adhere to strictly. Although there may be a way for you to conduct the necessary procedures on your own, because of the sheer amount of paperwork and legal technicalities you may be confronted with, it’s much better if you seek the help of a lawyer.Read More »

Importance of Hiring LTD Lawyers in Northampton

Being disabled due to an injury or illness can lead to losing work hours and salary. Therefore, hiring LTD lawyers in Northampton is in your best interest. In most cases, Long Term Disability (LTD) insurance companies are not impartial, which means they protect their financial interests over yours and will try to reject as many claims possible. This is the reason why it is highly recommended to get professional legal assistance to represent your case.Read More »

Getting Injured at a Business Place: What to Do?

If you are in a store or a place of business and somehow injure yourself, it’s important to act fast and handle the situation intelligently. One of the most vital things to remember is to file a claim for your injury and take the following steps.

Report the Accident

After getting injured in someone’s store or business establishment, it’s critical to report what happened. Ask to see the manager on duty and narrate to them the incident. This is important for a lot of reasons.

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