If you suffered an accident or were otherwise hurt on the job, you are typically entitled to workers’ compensation benefits in Massachusetts. These benefits will cover the cost of your medical treatment and a portion of your lost wages while you are out of work.
Medical Benefits Should Start Immediately
Workers’ compensation benefits in Massachusetts are designed to cover your medical treatment related to any work related injury. This is true whether you need an ambulance to get to the ER for surgery or just need a bandage to cover a couple of cuts and scratches. Typically, workers will tell providers that their treatment is for a work related injury. The provider will then bill the employer if it is self insured, or the workers’ compensation insurer.
The last thing any driver wants is to get into a severe auto accident. Auto accidents can cause all sorts of physical injuries, but they can be psychologically damaging as well. If this happens to you, you may not be able to focus on pursuing a personal injury against the person who caused the accident. But if you are in a position to do so, there are some actions that could help you to bring a claim against the negligent driver.
Take Quality Pictures
One of the most important actions you can take is to gather evidence and save information. If you can, take quality pictures. Capture shots of the damage done to your vehicle. Get shots from every angle and make sure they are clear.
Make copies of these pictures and present them to your attorney. The damage to your automobile is some evidence of the impact of the collision, which can correlate to the injuries that you have sustained.
Getting injured at work is a very serious matter, and you should take it seriously because the injury may be severe. If it is and you are trying to receive workers’ compensation, then these tips are important to consider. They can help you with the claims process, so that you can focus on your health and move on with your life.
Tell Your Manager
Immediately after getting injured, it is important to tell your manager, boss, or the person of authority on duty. Let them know what happened. The manager may have an obligation to record the injury and report it to the insurer and the department of industrial accidents. This is important because it may set in motion the claims process and certain obligations on the part of the employer and/or insurer.
Also, the sooner you report the injury, the fresher the incident is going to be in your head. This will help you to describe the accident as accurately as possible.
Injuries are often unavoidable, particularly in the workplace. Something as small as hitting your head or tripping over something on the floor can cause a disabling injury. Although they may be unavoidable, you may be entitled to compensation, especially if the accident left you with a long-term disability.
You may be entitled to workers’ compensation if the accident or injury happened at work. You may also be eligible for long term disability benefits if you are a participant in your company’s group long term disability plan. Keep in mind, though, that applying for long-term disability benefits might not be an easy process. Most of the time, an employer’s insurance policy may be subject to ERISA, and the rules for applying for benefits are often complex and unforgiving. To handle these disabilities in an appropriate manner, be sure to do these steps first.
Suffering a severe injury may mean losing the ability to continue working and earning a living. This can cause you a lot of stress if you are used to working and especially if you have to provide for a family. Fortunately, you may be able to seek long term disability benefits if you are a participant in your company’s long term disability plan and use them as a financial aid in paying for medical bills, monthly bills and other costs.
The process of filing for long term disability may seem a little complicated at first, but it does not have to be if you are proactive and consider these steps, which will help you receive this type of disability benefit as quickly as possible.
Not every personal entitles the injured person to compensation for his pain and suffering. However, it is all too often the case that when a person does suffer an injury caused by the negligence of another, for example in an auto accident, the insurer for the negligent party does everything it can to delay or avoid paying just compensation. The people of Massachusetts deserve better and they need to know when they require the help of a Massachusetts personal injury lawyer.
If an insurer will not pay workers compensation
Massachusetts workers’ compensation laws protect employees in the case of injuries arising out of and in the course of employment. The law provides that employers must carry workers’ compensation insurance, and that insurers must pay weekly wage replacement benefits and other benefits on valid claims.
Workers compensation is a type of compulsory insurance, provided by employers for their employees, that provides wage replacement, medical expenses coverage and other benefits to employees for injuries arising out of and in the course of employment. As part of the grand bargain that led to employers having to carry this kind of insurance, workers’ compensation law prohibits employees from suing their employers if they are injured do to their employers’ negligence. So for example, if an employer negligently fails to provide a guardrail and because of that an employee falls and is injured, the employee would be entitled to workers’ compensation benefits but could not sue the employer for pain and suffering and other damages the way that he could if the accident happened at a store or a restaurant rather than at his place of employment.